Employment Practices Liability (EPL) insurance covers the insured company, its directors and officers, and its employees for liability arising from three types of exposure:
The explosion of employment practices litigation in the 1980's led insurers to insert employment-related practices exclusions in Commercial General Liability, Workers' Compensation, Employers' Liability, Excess and Umbrella Liability Policies. As a result, employers must buy separate EPL insurance...or retain the exposure.
We can help explain all of this in detail and customize it for your specific needs. Give us a call today.