Excess liability insurance protects you from what could be a devastating financial loss if someone is injured and wins a legal judgement against you. While you may already have liability coverage, excess liability insurance increases that protection substantially. In order to purchase an excess liability policy, you must first have a primary liability policy in place.
Benefits of Excess Liability Insurance
- Coverage against injury or property damage when your primary insurance limits are not adequate.
- Funds to assist with legal defense costs.
- Protection against claims arising from slander, wrongful eviction, false arrest, and libel.
- Additional protection for liability not covered by your base policy.
The insurance industry and market conditions are ever-changing. We can help explain all of this in detail and customize it for your specific needs. Give us a call today.