Inland marine. An oxymoron? Maybe, but the coverage is invaluable. Inland marine coverage can protect property that's hard to put a price tag on, like fine art or other unique property. It's also ideal for equipment used in construction, or manufacturing. Inland marine insurance is designed to cover movable property wherever it may be located and may be written on an all-risk, open-perils or named-perils form. Special policy floaters can cover such diverse items as bicycles, cameras, fine art, furs, jewelry, livestock, and equipment of all sorts.
The term inland marine is usually geared towards business property, even though it can be purchased for personal property as well. Inland marine coverage for a business can protect your valuable tools, for example, if you're a mechanic or tradesman, artwork if you operate a gallery, or a jeweler's inventory. For example, if you have a tractor you want to insure, or tools and equipment, we can insure them on an inland marine policy where those items are all scheduled (listed showing a description of the item and insured value).
Make sure all your property is properly insured... on land, at sea and in the air. And if you have any more questions, be sure to ask us!